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with this strategy is it assumed that I must have good credit in order to approach a bank for refi.
As well what strategies would you recommend for those type situations?
Generally speaking, anytime you’re looking to get financing from a bank (initial or refinance) your credit is going to be considered. The better your credit the better terms you’ll get. If you don’t have good credit you could always look at doing a long-term hold with a joint venture partner instead.
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